Overdraft Protection

Members may select overdraft protection from savings or from their Visa. In addition, we may opt to pay an item and take your account negative. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you do not have sufficient funds or avenues to pay.

Learn more about our checking accounts.

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We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government Your savings is also insured up to an additional $250,000 by Excess Share Insurance, for a total of $350,000.